Credit Application in Car Buying Austell GA

If you feel it is inappropriate for the salesman to be asking you to fill out a credit application, then simply refuse. The only time you have to fill one out is when you are sitting at the desk actually buying your vehicle.
Galaxy Auto Sales
429 A Veterans Memorial Hwy SW
Mableton, GA
Cartown
4712 Austell Powder Springs Rd
Austell, GA
Cash Cars Auto Sales
770-944-8440
2872 Veterans Memorial Hwy SW
Austell, GA
Mableton Auto Sales Inc.
770-944-8225
1130 Veterans Memorial Hwy
Mableton, GA
Century Motorsports
770-745-9777
591 Veterans Memorial Hwy
Mableton, GA
JP Auto Wreck Solutions & Parts Inc.
5396 Old Floyd Rd
Mableton, CA
Lake Shore Auto Sales Inc.
338 Veterans Memorial Hwy
Mableton, GA
Hwy 78 Body Shop Inc.
770-948-8605
3307 Bankhead Hwy
Lithia Springs, GA
Crazy Cars
770-941-1111
PO Box 1507
Austell, GA
Car Zone Auto Sales
770-739-5817
5350 Austell Rd
Austell, GA
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Credit Application in Car Buying



When I visited a dealership recently, the first thing the car salesman wanted me to do was fill out a credit application. This is before we discussed price or anything. Why did he insist that I fill out a credit application first?

In any game of strategy, the more you know about your opponent, the better. So in this case, the car salesman intended to use the info on your credit application to obtain copies of your personal credit reports in order to learn as much about you as he could. What kinds of info can he uncover about you from your credit reports? With just a glance he can learn:

  • Where you live and work
  • How long you've lived in your current residence
  • How long you've worked at your current job
  • Your credit history for the past seven to ten years
  • How much credit you now have available
  • Your debt-to-earnings ratio

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