Credit Application in Car Buying Norcross GA

If you feel it is inappropriate for the salesman to be asking you to fill out a credit application, then simply refuse. The only time you have to fill one out is when you are sitting at the desk actually buying your vehicle.
Aztec Auto & Truck Sales Inc.
770-448-3939
6195 Singleton Rd
Norcross, GA
SW Auto Broker
4225 Phil Niekro Pkwy
Norcross, GA
AMS Vans Inc.
770-729-9400
5555 Oakbrook Pkwy Ste 500
Norcross, GA
Import Plus Auto Sales Inc.
770-326-6044
5824 Buford Hwy
Norcross, GA
Auto Star
770-446-8772
4395 Buford Hwy
Norcross, GA
Posada’s Trucks Inc.
5000 Singleton Rd
Norcross, GA
Ask-You Sales Inc.
770-498-5520
6142 Meadowbrook Dr
Norcross, GA
Smart Media Solutions LLC
678-990-2209
1351 Oakbrook Dr Suite 105
Norcross, GA
Norcross Motorsports LLC
5368 Buford Hwy
Norcross, GA
Georgia Auto Gallery
770-573-7912
5384 Lawrenceville Hwy
Lilburn, GA
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Credit Application in Car Buying



When I visited a dealership recently, the first thing the car salesman wanted me to do was fill out a credit application. This is before we discussed price or anything. Why did he insist that I fill out a credit application first?

In any game of strategy, the more you know about your opponent, the better. So in this case, the car salesman intended to use the info on your credit application to obtain copies of your personal credit reports in order to learn as much about you as he could. What kinds of info can he uncover about you from your credit reports? With just a glance he can learn:

  • Where you live and work
  • How long you've lived in your current residence
  • How long you've worked at your current job
  • Your credit history for the past seven to ten years
  • How much credit you now have available
  • Your debt-to-earnings ratio

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