Credit Application in Car Buying Smyrna GA

If you feel it is inappropriate for the salesman to be asking you to fill out a credit application, then simply refuse. The only time you have to fill one out is when you are sitting at the desk actually buying your vehicle.
Worldwide Unlimited Auto Brokerage
1247 B Concord Rd
Smyrna, GA
Alliance Finance Inc
3451 S Cobb Dr
Smyrna, GA
Metro Auto Credit
770-444-9596
2270 S Cobb Dr
Smyrna, GA
Z Max Auto Sales & Service Inc
803 Church St
Decatur, GA
Ada Auto Sales
770-308-3030
1746 Atlanta Rd
Smyrna, GA
Steve Rayman Automotive
2155 Cobb Pkwy
Smyrna, GA
Car-Nutz Auto Brokers
404-226-9766
2543 Spring Rd SE
Smyrna, GA
Mi Carro Auto Sales Inc.
34671 S Cobb Dr
Smyrna, GA
Paceon Marketing & Auto Sales
2220 Atalnta Rd Suite 116
Smyrna, GA
Kameron Auto Sales & Exports LLC
3316-A S Cobb Dr Suite 179
Smyrna, GA
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Credit Application in Car Buying



When I visited a dealership recently, the first thing the car salesman wanted me to do was fill out a credit application. This is before we discussed price or anything. Why did he insist that I fill out a credit application first?

In any game of strategy, the more you know about your opponent, the better. So in this case, the car salesman intended to use the info on your credit application to obtain copies of your personal credit reports in order to learn as much about you as he could. What kinds of info can he uncover about you from your credit reports? With just a glance he can learn:

  • Where you live and work
  • How long you've lived in your current residence
  • How long you've worked at your current job
  • Your credit history for the past seven to ten years
  • How much credit you now have available
  • Your debt-to-earnings ratio

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